Home At Last and Trio

Nevada Rural Housing Authority

The Home at Last Mortgage Tax Credit (MTC) program offers qualified first-time buyers a federal income tax credit equal to 20% or 30% of the interest paid on their mortgage loan every year for the life of the loan. After taking the annual tax credit, homeowners can still claim the remaining interest as a tax deduction.

Trio is a lease-to-own program that offers an affordable path to homeownership when traditional financing is not attainable.